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Andrea Hermitt

I have been a certified tightwad since I became pregnant with my first child and decided to find a way to stay home with him. I enjoy sharing my experiences in my journey back to financial health and planning for a future -- which will include sending 2 kids to college and early retirement.

Concerned about taking a vacation with no credit card? You don't need one to travel! Here are my traveling tips and how I took a 10-day trip, booked airline tickets, hotel rooms, and rental cars with no credit card.

Here are some ideas that will take up a full week, save a ton of money, and make you feel like you had a real vacation... it's a 7-day Staycation!

If you find yourself in need of a vacation without the money to finance it, before you cancel your vacation plans altogether, here are 5 simple things you can do to keep your vacation plans on track.